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How to Apply for a Loan

Pre-application:
To determine if your organization satisfies the selection criteria, you may request a pre-application by contacting us at finance@rootcapital.org, or by contacting one of our offices.

Visit:
After a preliminary determination is made that the solicitant meets the criteria to receive a loan, we will arrange for a representative of Root Capital to visit the site of the organization. Because we generally make only one trip per year to the various countries in which we have operations, it is important to contact us well in advance of when the funds are required.

Presentation of application:
Either before or after the initial visit, the organization must provide Root Capital with a complete application that includes financial and descriptive information (this can be given directly to the investment officer in charge).

Evaluation:
Once the complete application is received, Root Capital will take four to six weeks to review and evaluate it. The speed of the process will also depend on the quality of information and the solicitant’s ability to respond to follow-up questions and requests in a timely manner.

Approval:
Once the evaluation is complete, the application is presented to our credit committee, which makes the final decision to approve the loan.

Formalization:
After the loan has been approved, it will undergo legal formalization. The duration of this process is dependent upon the type of guarantee that is being offered.